Before investing through your Financial Adviser, please be aware of the following important information:

• The HSBC Life Onshore Investment Bond is not suitable for non-UK based unincorporated companies requiring short-term (less than 5 years) investment options.
• The value of investments can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.
• HSBC Life (UK) Limited cannot be held responsible for the investment performance of your bond. The value of any tax benefits described depends on your individual company circumstances. Tax rules and rates may change in the future. HSBC Life (UK) Limited cannot be held responsible for any future changes in legislation

The HSBC Life Onshore Investment Bond provides limited companies with various benefits:

Manage Capital – The Bond can be taken out by any UK tax resident limited company, investing a lump sum for potential capital growth over the medium to long term.

General tax planning – The Bond may be used for general company tax planning, depending on the accounting standard adopted.

Tax treatment – Special Corporation Tax rules apply to the HSBC Life Onshore Investment Bond when held by a limited company and in some situations, Corporation Tax on the growth could be deferred.

Investment choice – the Bond offers access to a wide range of investment funds.. The HSBC Life Onshore Investment Bond – can be arranged by your adviser direct with HSBC Life or through an investment platform such as M&G Wealth, Fusion Wealth or True Potential.

Low minimum investment – Initial investment from £25,000. The minimum for additional investments is just £500.

Multi-life facility – unless the Bond is cashed in, it will continue until the death of the last surviving life assured.

Transparency – all transactions are undertaken through a cash account, divided equally across all the policies in the Bond. Payments are separately itemised and documented on half yearly statements.

• Access to an investment choice of over 3,800 funds (investment Trusts, OEICs, unit Trusts and ETFs) from more than 200 fund managers.
• Up to 10 lives assured
• Minimum age 3 months, no maximum age
• Accidental Death benefit of 120% of bond value
• Create up to 1200 policies/segments with a minimum of £1,000 in each
• Minimum investment £25,000.