Why HSBC Life?

Why HSBC Life?

Reasons to choose HSBC Life for investment bonds

Our Onshore Investment Bond gives you a flexible, transparent and low-cost way of investing for growth, supplementing your income, or passing on your assets during your lifetime or after you’ve passed away.

1

Our financial strength

You already know HSBC is one of the world’s largest banking and financial services organisations, but did you know that HSBC Life (UK) Limited been providing customers with innovative life protection and investment products for over 30 years in the UK?

2

Flexible and transparent

With the HSBC Life Onshore Investment Bond you invest your money across a wide range of investment funds, managed by professional groups. Your financial adviser will advise you on the mix of investment types to suit your needs and plans.

3

Up to 10 Lives Assured

You can set up the Bond to insure your own life, another person’s life, or up to ten people’s lives. The minimum age is three months, and there’s no maximum age. It is also possible for a UK limited company to invest in the HSBC Life Onshore Investment Bond.

Awards and recognition

HSBC Life’s Onshore Investment Bond product Select and three out of the four*   platform versions have a 2025 Defaqto 5 Star Rating and a Defaqto Gold Service rating – for the sixth consecutive year.   In April 2024**, Defaqto awarded the HSBC Life Onshore Investment Bond first place for product design and management. 

Source: Defaqto *Platform versions with 5 star ratings: M&G Wealth, Succession/Openwork and Fusion Wealth. 4 star ratings: True Potential. 

Sustainable insurance

The HSBC Life Onshore Investment Bond is a way for you to invest a lump sum from a variety of fund management companies.  HSBC Life (UK) Limited (HSBC Life) does not manage any of the funds your Bond invests in. HSBC cannot accept any responsibility if the funds selected do not meet your objectives. 

If it’s important to you that your investments are environmentally friendly or are socially responsible, your Financial Adviser can select these types of funds as part of the investment strategy they recommend.