• Explore our Onshore Investment Bond as a flexible and low-cost way of investing. The ‘Select’ Bond is arranged by your adviser directly with HSBC Life.

  • Details on our Onshore Investment Bond accessed via an investment platform, including M&G Wealth, Fusion Wealth and True Potential.

  • The Onshore Investment Bond is an option for UK limited companies to invest spare cash for long-term growth.

  • The Loan Trust is a lump sum investment, held under trust, which enables you to prevent any growth on the amount represented by the loan that could create an Inheritance Tax liability on your estate

  • The Gift Trust is a lump sum investment, held under Trust, which enables you to give away a lump sum and potentially reduce the value of your estate for Inheritance Tax purposes

  • The Discounted Gift Trust is a lump sum investment, held under Trust, which could achieve an immediate discount in the value of your estate for Inheritance Tax purposes.

Reasons to choose HSBC Life for investment bonds

1

Our financial strength

We are HSBC Life (UK) Limited, part of the HSBC Group, one of the world’s biggest banking and financial services organisations. HSBC Group customers range from individual savers and investors to some of the world’s biggest companies and governments.

2

Helping your adviser make things easy

We’re dedicated to working with financial advisers, who match your needs and make appropriate recommendations.

3

Award winning products

HSBC Life’s Onshore Investment Bond Select product and three out of the four* platform versions have a 5 Star Rating with Defaqto, and a Gold Service rating for the fourth consecutive year.* https://www.defaqto.com/star-ratings/pensions-investments/onshore-bond?search=

How to buy?

To explore the benefits of an Onshore Investment Bond as an individual or a limited company, you will need to discuss your needs and the options with a financial adviser  

If you don’t have a financial adviser you can get help finding one by visiting www.moneyhelper.org or www.unbiased.co.uk.​

Existing customers

Frequently Asked Questions