Why HSBC Life?

Why HSBC Life?

Reasons to choose us

Our cover can’t save a life or cure you of a critical illness, but it can help protect you and your loved ones from unnecessary financial worry.

1

Our financial strength

You already know HSBC is one of the world’s largest banking and financial services organisations. But did you know that HSBC Life (UK) Limited been providing customers with innovative life protection and investment products for over 30 years in the UK?

2

Online Health Services

Our app-based service provided by Square Health provides a range of additional benefits at no extra cost*, such as expert medical assistance and wellbeing support. 

*HSBC Life Online Health Services are not part of the insurance cover. We have the right to change or remove these services at any time. This won’t affect your insurance. 

3

Award Winning cover

We’re proud to be recognised by respected organisations for our quality protection products.

Paying customer claims

We’re proud of our claims record and the levels of service we provide to our customers and their families. In 2023*, HSBC Life paid out 97.5% of Life claims and 95.5% of Critical Illness claims accumulated across all its Life and Critical Illness products and distribution channels.

We have been helping people protect their families for over 35 years**. During this time we have paid:

Source: HSBC Life Claims data from1st January to December 31st 2024​
**Since HSBC Life (UK) Limited started doing business in 1988

Awards and recognition

What customers say

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How we do business

  • At HSBC Life we recognise that how we do business is as important as what we do. We have a responsibility to our customers, employees and the communities in which we operate. We aim to minimise our impact on the environment and to help the global transition to a low carbon economy.

  • As a life insurer, our investment horizon is long term. It is our belief that our investments should be made in a sustainable and responsible manner. We have been focusing on the potential ESG risks, issues and opportunities when we invest our shareholder and policyholder’s monies, and continue to do so.