Children are automatically covered when your client chooses an HSBC Life Critical Illness or Critical Illness Plus policy.

Benefits include:

• Access for children to certain added value health benefits
• Children’s bereavement benefit of £5,000 on Critical Illness, £10,000 on CI Plus
• Clients with Critical Illness Plus cover gain Children’s Hospital Benefit: £100 per day where a dependent child is required to stay in hospital between 7 and 30 consecutive nights

Critical Illness Cover:

• Children are covered from 30 days up to age 21
• Children’s cover lower of £25,000 or 50% of sum insured (for Adult Full payment conditions)
• Children’s cover lower of £25,000 or 25% of sum insured (for Adult Additional payment conditions)
• No GP reports required

CI Plus

• Children are covered from birth up to age 23
• Children’s cover lower of £50,000 or 50% of sum insured (for Adult Full payment conditions)
• Children’s cover lower of £30,000 or 50% of sum insured (for Adult Additional payment conditions)
• No GP reports required

 

What illnesses and conditions are covered